Buying a home usually means obtaining a mortgage loan. You will find a useful mortgage calculator below that will give you the monthly payments that you could expect given your particular financing situation. Keep in mind lenders often (rule of thumb) won't like to let your debt service ratio go over 40% of your gross income. Their equations differ and always change a bit but they will roughly try to allow 30% for paying for the home and 10% for paying personal debt.
Also keep in mind that property taxes will be calculated as part of the 30%. Knowing the taxes of any given property will help you calculate what you can afford. If taxes are $2400. a year that is $200. a month from the 30%.
Mortgages are available directly from the banks and credit unions or brokers who will shop your mortgage around to many different lenders who will compete for the business. Below are just a few of the many banks and brokers
From the websites you can determine the interest rate you might be securing
Crown Mortgage Services
Carrie Cardinal Mortgage Broker
Conexus Credit Union
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